How to Ensure a Hunting Dog?

Information about mutual societies to ensure a hunting dog!

It is beautiful when it focused on the game! Are you proud of your hunting dog when it accompanies you? You think he deserves what it’s best to secure it an accident? What are the obligations, which mutuals exist, how to find the best? Come on, let me explain everything!

Legislation on Insurance of Hunting Dogs

Your hunting dog is more likely to get hurt than a normal dog, but he is also more likely to create damage. What does the law say about this?

Civil Liability

For hunting, it is compulsory to have insurance liability, according to article L.423 – 16 of the Code of the environment. It’s valid for you and your dog.

Some insurance companies offer to cover the costs of accidents caused by your dog in action and out hunting action. This avoids you having to find one second for the rest of the time.

Ask for several quotes before decide you and look at the conditions and limits of refund to be certain that your interests will be well protected.

The complementary mutual

It is optional, of course, but to well manage your dog’s health, it can make you great service! The dogs are exposed to the risk of viruses and most important when injuries they are hunting, like lyme disease, leishmaniasis, the kennel cough (when they are in a Pack), parvovirus, and the list is not exhaustive. Not to mention the attacks of wild animals, falls, etc.

These mutuals are supported support upstream: vaccinations, exams and downstream: care, operations, treatments, etc.

Different Mutuals For Hunting Dogs

Within the mutual, the kind of hunted game and pedigree are important criteria to determine the type of an option offer. Furthermore, observe the contract: these mutuals are often only accidents and illnesses suffered in hunting action.

Good to know: many hunters take a personal insurance for them – even. It is common that dogs insurance is included in. As the hunting insurance mutual for example. Find out about the terms and the number of dogs covered by your contract.

Insurance Offers

The offers are quite close in terms of limitation of one mutual to another, is the limit of reimbursement which is subject to significant variations.

Indeed, some mutual funds are less expensive but do not pay beyond 160 no deductible per claim with a limitation of 3 claims per year and per dog.

Others, on the contrary, may pay up to € 300 per claim (with a proportional franchise number of claims in the year) and € 700 for the accidental death of a dog with pedigree.

Conditions of Insurance

No contract agrees to cover every situation, but you will see that these conditions are good sense above all:

  • Must have the dog 9 months of age and less than 10 years.
  • Injury or death caused by you will not be reimbursed
  • Diseases not caused by the exercise of hunting
  • Damage to dogs of the big game in a contract with only small game.

The Price of Insurance For Hunting Dogs

Prices vary according to the prey and the pedigree. This is a fork for guidance.

  • Small game and dog without pedigree: between 28 and €35
  • Small game and pedigree dog: between 38 and €45
  • Big game and dog with or without pedigree: between 78 and €95

This article has answered your questions? To read more tips on mutual canines, click here !

To go further…

  • See the complete tips
  • See the fact sheets of the different insurers
  • Compare offers: free, fast and without obligation

Express Yourself!

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